Our Experience with Short Sales
 
  • In 2009 My Home Team successfully closed 96% of our short sale listings.
  • We have a full team experienced in working with distressed sellers.
  • We are bi-lingual (English & Spanish), have earned the Certified Distressed Property Expert designation and have over 20 years of combined banking/lending experience.
 
How We Handle Short Sales
 
  • We have a fiduciary responsibility to our client, we work for our client, we will always do what’s best for them.
  • We work with one offer at a time with the banks.
  • We post weekly short sale status updates on our website at www.myhometeamdenver.com as well as all property disclosures.
  • We will always see if there is a beneficial loan modification possibility prior to listing a short sale. We assist in the loan modification process free of charge if one is approved and in the best interest of our client(s).
 
How to Submit an Offer
 
  • Short sale contracts must be submitted with an executed Short Sale Addendum, it must also be stated on the contract in the “Attachments” section.
  • Non-occupying buyers must be on foreclosure investor contract also including a Short Sale Addendum.
  • Include: Lender letter/proof of funds and copy of earnest money check
  • Executed property disclosures to be downloaded and executed
  
How Can My Home Team Help?
If you don’t understand what a short sale is, we’re here to answer your questions OR (agents) if you refer it we pay referral fees.

** Overview of Government Programs
** Snapshot of the Foreclosure 
Time-Line

** Snapshot of Foreclosure Time-Line Video
** Step-by-Step Process
** Short Sale vs. Foreclosure 
Comparison
** Free Discreet Annalysis

 
IMPORTANT NOTICE

The Federal Trade Commission issued the Mortgage Assistance Relief Services Rule 16 CFR 322 (MARS).  
MARS defines "mortgage assistance relief service" to include: "negotiating, obtaining or arranging a short sale of a dwelling." 


You may stop doing business with us at any time.  You may accept or reject the offer of mortgage assistance we obtain from your lender(or servicer).  If you reject the offer, you do not have to pay us.  If you accept the offer, you will have to pay us the amount agreed in our listing agreement for our services. Keller Williams and My Home Team are not associated with the government and our service is not approved by the government or your mortgage lender. Even if you accept this offer and use our service, your lender may not agree to change your loan.  If you stop paying your mortgage, you could lose your home and damage your credit rating.